# CircularDiff — Regulatory Intelligence & Compliance Digest

> **Automated Regulatory Digest** | Reserve Bank of India (RBI)
> **Generated:** October 14, 2026 (07:33 UTC) | **Coverage Period:** August 25, 2026 – October 12, 2026
> **Total Circulars Processed:** 50

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## 1. Executive Summary Table

| Reference Number | Issue Date | Series | Subject / Headline | Primary Impact |
| :--- | :--- | :--- | :--- | :--- |
| **RBI/2026-27/246** | August 25, 2026 | DOR.SOG | Reserve Bank of India (Regional Rural Banks – Interest Rate on Deposits) Third Ame... | `Operational Mandate` |
| **RBI/2026-27/247** | August 25, 2026 | DOR.SOG | Reserve Bank of India (Urban Co-operative Banks – Interest Rate on Deposits) Third... | `Operational Mandate` |
| **RBI/2026-27/248** | August 25, 2026 | DOR.SOG | Reserve Bank of India (Rural Co-operative Banks – Interest Rate on Deposits) Secon... | `Operational Mandate` |
| **RBI/2026-27/244** | August 25, 2026 | DOR.SOG | Reserve Bank of India (Small Finance Banks – Interest Rate on Deposits) Third Amen... | `Operational Mandate` |
| **RBI/2026-27/245** | August 25, 2026 | DOR.SOG | Reserve Bank of India (Local Area Banks – Interest Rate on Deposits) Third Amendme... | `Operational Mandate` |
| **RBI/2026-27/251** | September 02, 2026 | A.P. (DIR Series) Circular No. 20 | Deposits and Accounts – Accounts of Non-resident banks | `Operational Mandate` |
| **RBI/2026-27/249** | September 2, 2026 | DOR.MRG.REC.No.217/00-00-011/2026-27 | Reserve Bank of India (Urban Co-operative Banks – Classification, Valuation, and O... | `Operational Mandate` |
| **RBI/2026-27/250** | September 02, 2026 | CO.FIDD.FSD.No.S544/05-10-001/2026-27 | Relief Measures in Areas Affected by Natural Calamities - Reporting through Centra... | `Reserve / CRR Mandate` |
| **RBI/2026-27/253** | September 07, 2026 | DOR.AML.REC.219/14.06.001/2026-27 | Implementation of Section 51A of UAPA, 1967: Updates to UNSC’s 1267/ 1989 ISIL (Da... | `Operational Mandate` |
| **RBI/2026-27/252** | September 07, 2026 | DOR.AML.REC.218/14.06.001/2026-27 | Implementation of Section 51A of UAPA, 1967: Updates to UNSC’s 1988 (2011) Taliban... | `Operational Mandate` |
| **RBI/2026-27/254** | September 08, 2026 | A.P. (DIR Series) Circular No. 21 | Review of Circulars issued under Foreign Exchange Management Act, 1999 (FEMA) | `Operational Mandate` |
| **RBI/2026-27/256** | September 11, 2026 | FIDD.CO.PSD.BC.No.10/04.09.001/2026-27 | Reserve Bank of India (Priority Sector Lending – Targets and Classification) Third... | `Operational Mandate` |
| **RBI/2026-27/255** | September 11, 2026 | DOR.RET.REC.220/12.01.001/2026-27 | Reserve Bank of India (Local Area Banks – Cash Reserve Ratio and Statutory Liquidi... | `Operational Mandate` |
| **RBI/2026-27/257** | September 18, 2026 | DOR.AML.REC.226/14.01.002/2026-27 | Reserve Bank of India (Commercial Banks – Know Your Customer) Amendment Directions... | `Operational Mandate` |
| **RBI/2026-27/258** | September 18, 2026 | DOR.AML.REC.224/14.01.007/2026-27 | Reserve Bank of India (Small Finance Banks – Know Your Customer) Amendment Directi... | `Operational Mandate` |
| **RBI/2026-27/259** | September 18, 2026 | DOR.AML.REC.221/14.01.008/2026-27 | Reserve Bank of India (Local Area Banks – Know Your Customer) Amendment Directions... | `Operational Mandate` |
| **RBI/2026-27/260** | September 18, 2026 | DOR.AML.REC.222/14.01.004/2026-27 | Reserve Bank of India (Regional Rural Banks – Know Your Customer) Amendment Direct... | `Operational Mandate` |
| **RBI/2026-27/261** | September 18, 2026 | DOR.AML.REC.225/14.01.006/2026-27 | Reserve Bank of India (Urban Co-operative Banks – Know Your Customer) Amendment Di... | `Operational Mandate` |
| **RBI/2026-27/262** | September 18, 2026 | DOR.AML.REC.223/14.01.005/2026-27 | Reserve Bank of India (Rural Co-operative Banks– Know Your Customer) Amendment Dir... | `Operational Mandate` |
| **RBI/2026-27/263** | September 22, 2026 | FMRD.DIRD.No.04/14.03.066/2026-27 | Novation of OTC Derivative Contracts | `Reserve / CRR Mandate` |
| **RBI/2026-27/264** | September 22, 2026 | DOR.MRG.REC.No.228/00-00-001/2026-27 | Reserve Bank of India (Commercial Banks - Classification, Valuation, and Operation... | `Operational Mandate` |
| **RBI/2026-27/265** | September 22, 2026 | DOR.MRG.REC.No.229/00-00-001/2026-27 | Reserve Bank of India (Local Area Banks - Classification, Valuation, and Operation... | `Operational Mandate` |
| **RBI/2026-27/266** | September 22, 2026 | DOR.MRG.REC.No.230/00-00-001/2026-27 | Reserve Bank of India (Small Finance Banks - Classification, Valuation, and Operat... | `Operational Mandate` |
| **RBI/2026-27/267** | September 22, 2026 | DOR.MRG.REC.No.231/00-00-001/2026-27 | Reserve Bank of India (Payments Banks - Classification, Valuation, and Operation o... | `Operational Mandate` |
| **RBI/2026-27/268** | September 22, 2026 | DOR.MRG.REC.No.232/00-00-017/2026-27 | Reserve Bank of India (All India Financial Institutions - Classification, Valuatio... | `Operational Mandate` |
| **RBI/2026-2027/269** | September 23, 2026 | A.P. (DIR Series) Circular No. 22 | Exim Bank’s GOI-supported Line of Credit (LOC) for ₹ 4,850 crores the Government o... | `Reserve / CRR Mandate` |
| **RBI/2026-2027/270** | September 24, 2026 | DOR.AML.REC.233/14.06.001/2026-27 | Designation of terrorist organisation under clause (a) of sub-section (1) of secti... | `Operational Mandate` |
| **RBI/2026-27/271** | September 29, 2026 | DOR.AML.REC.234/14.06.001/2026-27 | Implementation of Section 51A of UAPA, 1967: Updates to UNSC’s 1267/ 1989 ISIL (Da... | `Operational Mandate` |
| **RBI/2026-27/272** | October 01, 2026 | Circular No. Circular | Master Circular - Credit facilities to Scheduled Castes (SCs) & Scheduled Tribes (... | `Operational Mandate` |
| **RBI/2026-27/273** | October 01, 2026 | General | Cassette - Swaps in ATMs | `Operational Mandate` |
| **RBI/2026-27/274** | October 01, 2026 | General | Consolidation/ Review of instructions issued on currency management matters – With... | `Operational Mandate` |
| **RBI/2026-27/275** | October 1, 2026 | DOR.HOL.REC.No.235/16.13.100/2026-27 | Reserve Bank of India (Commercial Banks - Acquisition and Holding of Shares or Vot... | `Operational Mandate` |
| **RBI/2026-27/276** | October 1, 2026 | DOR.HOL.REC.No.236/16.13.100/2026-27 | Reserve Bank of India (Small Finance Banks - Acquisition and Holding of Shares or ... | `Operational Mandate` |
| **RBI/2026-27/277** | October 1, 2026 | DOR.HOL.REC.No.237/16.13.100/2026-27 | Reserve Bank of India (Payments Banks - Acquisition and Holding of Shares or Votin... | `Operational Mandate` |
| **RBI/2026-27/278** | October 1, 2026 | DOR.HOL.REC.No.238/16.13.100/2026-27 | Reserve Bank of India (Local Area Banks - Acquisition and Holding of Shares or Vot... | `Operational Mandate` |
| **RBI/2026-27/279** | October 01, 2026 | A.P. (DIR Series) Circular No. 23 | Online submission of Form A2: Removal of limits on amount of remittance | `Operational Mandate` |
| **RBI/2026-27/280** | October 01, 2026 | A.P. (DIR Series) Circular No. 24 | Non-Resident Deposits - Comprehensive Single Return (NRD-CSR)(R012): Submission un... | `Reserve / CRR Mandate` |
| **RBI/2026-27/282** | October 07, 2026 | General | Liquidity Adjustment Facility - Change in rates | `Operational Mandate` |
| **RBI/2026-27/281** | October 7, 2026 | General | Standing Liquidity Facility for Primary Dealers | `Operational Mandate` |
| **RBI/2026-27/283** | October 07, 2026 | DoR.RET.REC.239/12.01.001/2026-27 | Penal Interest on shortfall in CRR and SLR requirements - Change in Bank Rate | `Reserve / CRR Mandate` |
| **RBI/2026-27/284** | October 7, 2026 | DOR.MRG.REC.240/00-00-001/2026-27 | Reserve Bank of India (Commercial Banks – Forthcoming Instructions) Amendment Dire... | `Operational Mandate` |
| **RBI/2026-27/285** | October 7, 2026 | DOR.MRG.REC.No.241/00-00-001/2026-27 | Reserve Bank of India (Commercial Banks – Miscellaneous) Amendment Directions, 2026 | `Operational Mandate` |
| **RBI/2026-27/286** | October 07, 2026 | DOR.MRG.REC.No.242/00-00-001/2026-27 | Reserve Bank of India (Commercial Banks – Prudential Norms on Capital Adequacy) Tw... | `Operational Mandate` |
| **RBI/2026-27/287** | October 7, 2026 | DOR.MRG.REC.No.243/00-00-001/2026-27 | Reserve Bank of India (Small Finance Banks – Prudential Norms on Capital Adequacy)... | `Operational Mandate` |
| **RBI/2026-27/288** | October 7, 2026 | DOR.MRG.REC.No.244/00-00-001/2026-27 | Reserve Bank of India (Payments Banks – Prudential Norms on Capital Adequacy) Thir... | `Operational Mandate` |
| **RBI/2026-27/289** | October 07, 2026 | DOR.MRG.REC.No.245/21-01-002/2026-27 | Reserve Bank of India (All India Financial Institutions (AIFIs) – Prudential Norms... | `Operational Mandate` |
| **RBI/2026-27/290** | October 09, 2026 | DoR.RET.REC.247/12.01.001/2026-27 | Section 42(1) of the Reserve Bank of India Act, 1934 - Change in Daily Minimum Cas... | `Reserve / CRR Mandate` |
| **RBI/2026-27/291** | October 10, 2026 | A.P. (DIR Series) Circular No. 25 | Risk Management and Inter-Bank Dealings | `Threshold / Limit Revision` |
| **RBI/2026-27/292** | October 10, 2026 | A.P. (DIR Series) Circular No. 26 | Risk Management and Inter-Bank Dealings - Foreign Exchange Risk Reserve | `Threshold / Limit Revision` |
| **RBI/2026-27/293** | October 12, 2026 | A.P. (DIR Series) Circular No. 27 | Risk Management and Inter-Bank Dealings | `Reserve / CRR Mandate` |

---

## 2. Notification Details by Regulated Entity

### 👥 Regulated Entity: Regulated Entities (Department of Regulation)

#### 1. [RBI/2026-27/246] — Reserve Bank of India (Regional Rural Banks – Interest Rate on Deposits) Third Amendment Directions, 2026

- **Circular Series:** DOR.SOG
- **Date of Issuance:** August 25, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`246NT3C0EEC17676B48EAA37FB6D88C6E2032.PDF`](../data/raw_pdfs/246NT3C0EEC17676B48EAA37FB6D88C6E2032.PDF)

**Executive Summary:**
> RBI notification regarding Reserve Bank of India (Regional Rural Banks – Interest Rate on Deposits) Third Amendment Directions, 2026, establishing key directives for regulated entities.
> Primary requirement: Reserve Bank of India (Regional Rural Banks – Interest Rate on Deposits) Third Amendment Directions, 2026.

---

#### 2. [RBI/2026-27/247] — Reserve Bank of India (Urban Co-operative Banks – Interest Rate on Deposits) Third Amendment Directions, 2026

- **Circular Series:** DOR.SOG
- **Date of Issuance:** August 25, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`247NTCB2A00D83FED47A7B3985F87DB378B9E.PDF`](../data/raw_pdfs/247NTCB2A00D83FED47A7B3985F87DB378B9E.PDF)

**Executive Summary:**
> RBI notification regarding Reserve Bank of India (Urban Co-operative Banks – Interest Rate on Deposits) Third Amendment Directions, 2026, establishing key directives for regulated entities.
> Primary requirement: Reserve Bank of India (Urban Co-operative Banks – Interest Rate on Deposits) Third Amendment Directions, 2026.

---

#### 3. [RBI/2026-27/248] — Reserve Bank of India (Rural Co-operative Banks – Interest Rate on Deposits) Second Amendment Directions, 2026

- **Circular Series:** DOR.SOG
- **Date of Issuance:** August 25, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`248NT8DDD6A72A6C84370B94BB0E99F102933.PDF`](../data/raw_pdfs/248NT8DDD6A72A6C84370B94BB0E99F102933.PDF)

**Executive Summary:**
> RBI notification regarding Reserve Bank of India (Rural Co-operative Banks – Interest Rate on Deposits) Second Amendment Directions, 2026, establishing key directives for regulated entities.
> Primary requirement: Reserve Bank of India (Rural Co-operative Banks – Interest Rate on Deposits) Second Amendment Directions, 2026.

---

#### 4. [RBI/2026-27/244] — Reserve Bank of India (Small Finance Banks – Interest Rate on Deposits)  Third Amendment Directions, 2026

- **Circular Series:** DOR.SOG
- **Date of Issuance:** August 25, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`NT244CC7547DD66A14E4485EB6DD3AEE296FA.PDF`](../data/raw_pdfs/NT244CC7547DD66A14E4485EB6DD3AEE296FA.PDF)

**Executive Summary:**
> RBI notification regarding Reserve Bank of India (Small Finance Banks – Interest Rate on Deposits)  Third Amendment Directions, 2026, establishing key directives for regulated entities.
> Primary requirement: Reserve Bank of India (Small Finance Banks – Interest Rate on Deposits)  Third Amendment Directions, 2026.

---

#### 5. [RBI/2026-27/245] — Reserve Bank of India (Local Area Banks – Interest Rate on Deposits)  Third Amendment Directions, 2026

- **Circular Series:** DOR.SOG
- **Date of Issuance:** August 25, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`NT2459761406F857D4303BBAA454C7C6A3FB4.PDF`](../data/raw_pdfs/NT2459761406F857D4303BBAA454C7C6A3FB4.PDF)

**Executive Summary:**
> RBI notification regarding Reserve Bank of India (Local Area Banks – Interest Rate on Deposits)  Third Amendment Directions, 2026, establishing key directives for regulated entities.
> Primary requirement: Reserve Bank of India (Local Area Banks – Interest Rate on Deposits)  Third Amendment Directions, 2026.

---

#### 6. [RBI/2026-27/249] — Reserve Bank of India (Urban Co-operative Banks – Classification, Valuation, and Operation of Investment Portfolio) Second Amendment Directions, 2026

- **Circular Series:** DOR.MRG.REC.No.217/00-00-011/2026-27
- **Date of Issuance:** September 2, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`NOTI2490377E8BE75524494AA21A321A0675EAE.PDF`](../data/raw_pdfs/NOTI2490377E8BE75524494AA21A321A0675EAE.PDF)

**Executive Summary:**
> RBI notification regarding Reserve Bank of India (Urban Co-operative Banks – Classification, Valuation, and Operation of Investment Portfolio) Second Amendment Directions, 2026, establishing key directives for regulated entities.
> Primary requirement: Reserve Bank of India (Urban Co-operative Banks – Classification, Valuation, and Operation of Investment Portfolio) Second Amendment Directions, 2026.

---

#### 7. [RBI/2026-27/255] — Reserve Bank of India (Local Area Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Second Amendment Directions, 2026

- **Circular Series:** DOR.RET.REC.220/12.01.001/2026-27
- **Date of Issuance:** September 11, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** Manoranjan Padhy (Chief General Manager)
- **Original PDF Document:** [`NOT2555AA6FB63E154403D95A54E43A0716C1A.PDF`](../data/raw_pdfs/NOT2555AA6FB63E154403D95A54E43A0716C1A.PDF)

**Executive Summary:**
> RBI notification regarding Reserve Bank of India (Local Area Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Second Amendment Directions, 2026, establishing key directives for regulated entities.
> Primary requirement: Reserve Bank of India (Local Area Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Second Amendment Directions, 2026.

---

#### 8. [RBI/2026-27/257] — Reserve Bank of India (Commercial Banks – Know Your Customer) Amendment Directions, 2026

- **Circular Series:** DOR.AML.REC.226/14.01.002/2026-27
- **Date of Issuance:** September 18, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`NT25759AB959133674677945F7C4E392FD010.PDF`](../data/raw_pdfs/NT25759AB959133674677945F7C4E392FD010.PDF)

**Executive Summary:**
> RBI notification regarding Reserve Bank of India (Commercial Banks – Know Your Customer) Amendment Directions, 2026, establishing key directives for regulated entities.
> Primary requirement: Reserve Bank of India (Commercial Banks – Know Your Customer) Amendment Directions, 2026.

---

#### 9. [RBI/2026-27/258] — Reserve Bank of India (Small Finance Banks – Know Your Customer) Amendment Directions, 2026

- **Circular Series:** DOR.AML.REC.224/14.01.007/2026-27
- **Date of Issuance:** September 18, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`NT2588DAD76B149414739967E7D273D94EADF.PDF`](../data/raw_pdfs/NT2588DAD76B149414739967E7D273D94EADF.PDF)

**Executive Summary:**
> RBI notification regarding Reserve Bank of India (Small Finance Banks – Know Your Customer) Amendment Directions, 2026, establishing key directives for regulated entities.
> Primary requirement: Reserve Bank of India (Small Finance Banks – Know Your Customer) Amendment Directions, 2026.

---

#### 10. [RBI/2026-27/259] — Reserve Bank of India (Local Area Banks – Know Your Customer) Amendment Directions, 2026

- **Circular Series:** DOR.AML.REC.221/14.01.008/2026-27
- **Date of Issuance:** September 18, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`NT259D9547EEA18C0474490DBC9CADDF191B4.PDF`](../data/raw_pdfs/NT259D9547EEA18C0474490DBC9CADDF191B4.PDF)

**Executive Summary:**
> RBI notification regarding Reserve Bank of India (Local Area Banks – Know Your Customer) Amendment Directions, 2026, establishing key directives for regulated entities.
> Primary requirement: Reserve Bank of India (Local Area Banks – Know Your Customer) Amendment Directions, 2026.

---

#### 11. [RBI/2026-27/260] — Reserve Bank of India (Regional Rural Banks – Know Your Customer) Amendment Directions, 2026

- **Circular Series:** DOR.AML.REC.222/14.01.004/2026-27
- **Date of Issuance:** September 18, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`NT2604569F184BDB641ED92EA1B7B04FE91A9.PDF`](../data/raw_pdfs/NT2604569F184BDB641ED92EA1B7B04FE91A9.PDF)

**Executive Summary:**
> RBI notification regarding Reserve Bank of India (Regional Rural Banks – Know Your Customer) Amendment Directions, 2026, establishing key directives for regulated entities.
> Primary requirement: Reserve Bank of India (Regional Rural Banks – Know Your Customer) Amendment Directions, 2026.

---

#### 12. [RBI/2026-27/261] — Reserve Bank of India (Urban Co-operative Banks – Know Your Customer) Amendment Directions, 2026

- **Circular Series:** DOR.AML.REC.225/14.01.006/2026-27
- **Date of Issuance:** September 18, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`NT26189BF34E0B0D049A89BA39ADB1EB863A1.PDF`](../data/raw_pdfs/NT26189BF34E0B0D049A89BA39ADB1EB863A1.PDF)

**Executive Summary:**
> RBI notification regarding Reserve Bank of India (Urban Co-operative Banks – Know Your Customer) Amendment Directions, 2026, establishing key directives for regulated entities.
> Primary requirement: Reserve Bank of India (Urban Co-operative Banks – Know Your Customer) Amendment Directions, 2026.

---

#### 13. [RBI/2026-27/262] — Reserve Bank of India (Rural Co-operative Banks– Know Your Customer) Amendment Directions, 2026

- **Circular Series:** DOR.AML.REC.223/14.01.005/2026-27
- **Date of Issuance:** September 18, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`NT2621136F543AAF54E3C83DC6E3100941596.PDF`](../data/raw_pdfs/NT2621136F543AAF54E3C83DC6E3100941596.PDF)

**Executive Summary:**
> RBI notification regarding Reserve Bank of India (Rural Co-operative Banks– Know Your Customer) Amendment Directions, 2026, establishing key directives for regulated entities.
> Primary requirement: Reserve Bank of India (Rural Co-operative Banks– Know Your Customer) Amendment Directions, 2026.

---

#### 14. [RBI/2026-27/264] — Reserve Bank of India (Commercial Banks - Classification, Valuation, and Operation of Investment Portfolio) Third Amendment Directions, 2026

- **Circular Series:** DOR.MRG.REC.No.228/00-00-001/2026-27
- **Date of Issuance:** September 22, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`NT26408EF9CCC46424A929E01BF357BC7936C.PDF`](../data/raw_pdfs/NT26408EF9CCC46424A929E01BF357BC7936C.PDF)

**Executive Summary:**
> RBI notification regarding Reserve Bank of India (Commercial Banks - Classification, Valuation, and Operation of Investment Portfolio) Third Amendment Directions, 2026, establishing key directives for regulated entities.
> Primary requirement: Reserve Bank of India (Commercial Banks - Classification, Valuation, and Operation of Investment Portfolio) Third Amendment Directions, 2026.

---

#### 15. [RBI/2026-27/265] — Reserve Bank of India (Local Area Banks - Classification, Valuation, and Operation of Investment Portfolio) Second Amendment Directions, 2026

- **Circular Series:** DOR.MRG.REC.No.229/00-00-001/2026-27
- **Date of Issuance:** September 22, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`NT265E0CD6C792E7548DD945E004BEA0C948C.PDF`](../data/raw_pdfs/NT265E0CD6C792E7548DD945E004BEA0C948C.PDF)

**Executive Summary:**
> RBI notification regarding Reserve Bank of India (Local Area Banks - Classification, Valuation, and Operation of Investment Portfolio) Second Amendment Directions, 2026, establishing key directives for regulated entities.
> Primary requirement: Reserve Bank of India (Local Area Banks - Classification, Valuation, and Operation of Investment Portfolio) Second Amendment Directions, 2026.

---

#### 16. [RBI/2026-27/266] — Reserve Bank of India (Small Finance Banks - Classification, Valuation, and Operation of Investment Portfolio) Second Amendment Directions, 2026

- **Circular Series:** DOR.MRG.REC.No.230/00-00-001/2026-27
- **Date of Issuance:** September 22, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`NT2663B9D47D9B0A147A5A2F0574A11554B97.PDF`](../data/raw_pdfs/NT2663B9D47D9B0A147A5A2F0574A11554B97.PDF)

**Executive Summary:**
> RBI notification regarding Reserve Bank of India (Small Finance Banks - Classification, Valuation, and Operation of Investment Portfolio) Second Amendment Directions, 2026, establishing key directives for regulated entities.
> Primary requirement: Reserve Bank of India (Small Finance Banks - Classification, Valuation, and Operation of Investment Portfolio) Second Amendment Directions, 2026.

---

#### 17. [RBI/2026-27/267] — Reserve Bank of India (Payments Banks - Classification, Valuation, and Operation of Investment Portfolio) Second Amendment Directions, 2026

- **Circular Series:** DOR.MRG.REC.No.231/00-00-001/2026-27
- **Date of Issuance:** September 22, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`NT267F885FEF645D54E6DAC327AE684434E56.PDF`](../data/raw_pdfs/NT267F885FEF645D54E6DAC327AE684434E56.PDF)

**Executive Summary:**
> RBI notification regarding Reserve Bank of India (Payments Banks - Classification, Valuation, and Operation of Investment Portfolio) Second Amendment Directions, 2026, establishing key directives for regulated entities.
> Primary requirement: Reserve Bank of India (Payments Banks - Classification, Valuation, and Operation of Investment Portfolio) Second Amendment Directions, 2026.

---

#### 18. [RBI/2026-27/268] — Reserve Bank of India (All India Financial Institutions - Classification, Valuation, and Operation of Investment Portfolio) Amendment Directions, 2026

- **Circular Series:** DOR.MRG.REC.No.232/00-00-017/2026-27
- **Date of Issuance:** September 22, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`NT26840D3650D40D2475CB0378668FD8B8EC1.PDF`](../data/raw_pdfs/NT26840D3650D40D2475CB0378668FD8B8EC1.PDF)

**Executive Summary:**
> RBI notification regarding Reserve Bank of India (All India Financial Institutions - Classification, Valuation, and Operation of Investment Portfolio) Amendment Directions, 2026, establishing key directives for regulated entities.
> Primary requirement: Reserve Bank of India (All India Financial Institutions - Classification, Valuation, and Operation of Investment Portfolio) Amendment Directions, 2026.

---

#### 19. [RBI/2026-27/275] — Reserve Bank of India (Commercial Banks - Acquisition and Holding of Shares or Voting Rights) Amendment Directions, 2026

- **Circular Series:** DOR.HOL.REC.No.235/16.13.100/2026-27
- **Date of Issuance:** October 1, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`NT27591A82040B28E448E9C6F66A9C2855D70.PDF`](../data/raw_pdfs/NT27591A82040B28E448E9C6F66A9C2855D70.PDF)

**Executive Summary:**
> RBI notification regarding Reserve Bank of India (Commercial Banks - Acquisition and Holding of Shares or Voting Rights) Amendment Directions, 2026, establishing key directives for regulated entities.
> Primary requirement: Reserve Bank of India (Commercial Banks - Acquisition and Holding of Shares or Voting Rights) Amendment Directions, 2026.

---

#### 20. [RBI/2026-27/276] — Reserve Bank of India (Small Finance Banks - Acquisition and Holding of Shares or Voting Rights) Amendment Directions, 2026

- **Circular Series:** DOR.HOL.REC.No.236/16.13.100/2026-27
- **Date of Issuance:** October 1, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`NT276B283340355CB4606A0E114A0985D9349.PDF`](../data/raw_pdfs/NT276B283340355CB4606A0E114A0985D9349.PDF)

**Executive Summary:**
> RBI notification regarding Reserve Bank of India (Small Finance Banks - Acquisition and Holding of Shares or Voting Rights) Amendment Directions, 2026, establishing key directives for regulated entities.
> Primary requirement: Reserve Bank of India (Small Finance Banks - Acquisition and Holding of Shares or Voting Rights) Amendment Directions, 2026.

---

#### 21. [RBI/2026-27/277] — Reserve Bank of India (Payments Banks - Acquisition and Holding of Shares or Voting Rights) Amendment Directions, 2026

- **Circular Series:** DOR.HOL.REC.No.237/16.13.100/2026-27
- **Date of Issuance:** October 1, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`NT277F3970CD9E76046B0870FB310FEAC22D9.PDF`](../data/raw_pdfs/NT277F3970CD9E76046B0870FB310FEAC22D9.PDF)

**Executive Summary:**
> RBI notification regarding Reserve Bank of India (Payments Banks - Acquisition and Holding of Shares or Voting Rights) Amendment Directions, 2026, establishing key directives for regulated entities.
> Primary requirement: Reserve Bank of India (Payments Banks - Acquisition and Holding of Shares or Voting Rights) Amendment Directions, 2026.

---

#### 22. [RBI/2026-27/278] — Reserve Bank of India (Local Area Banks - Acquisition and Holding of Shares or Voting Rights) Amendment Directions, 2026

- **Circular Series:** DOR.HOL.REC.No.238/16.13.100/2026-27
- **Date of Issuance:** October 1, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`NT278A39F641BB3C5485194734D495C3B914E.PDF`](../data/raw_pdfs/NT278A39F641BB3C5485194734D495C3B914E.PDF)

**Executive Summary:**
> RBI notification regarding Reserve Bank of India (Local Area Banks - Acquisition and Holding of Shares or Voting Rights) Amendment Directions, 2026, establishing key directives for regulated entities.
> Primary requirement: Reserve Bank of India (Local Area Banks - Acquisition and Holding of Shares or Voting Rights) Amendment Directions, 2026.

---

#### 23. [RBI/2026-27/284] — Reserve Bank of India (Commercial Banks – Forthcoming Instructions) Amendment Directions, 2026

- **Circular Series:** DOR.MRG.REC.240/00-00-001/2026-27
- **Date of Issuance:** October 7, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`NT284AC54C453B1964A66A31FB16A60EC6880.PDF`](../data/raw_pdfs/NT284AC54C453B1964A66A31FB16A60EC6880.PDF)

**Executive Summary:**
> RBI notification regarding Reserve Bank of India (Commercial Banks – Forthcoming Instructions) Amendment Directions, 2026, establishing key directives for regulated entities.
> Primary requirement: Reserve Bank of India (Commercial Banks – Forthcoming Instructions) Amendment Directions, 2026.

---

#### 24. [RBI/2026-27/285] — Reserve Bank of India (Commercial Banks – Miscellaneous) Amendment Directions, 2026

- **Circular Series:** DOR.MRG.REC.No.241/00-00-001/2026-27
- **Date of Issuance:** October 7, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`NT285F1B1B8F939D2474485000725A49F259B.PDF`](../data/raw_pdfs/NT285F1B1B8F939D2474485000725A49F259B.PDF)

**Executive Summary:**
> RBI notification regarding Reserve Bank of India (Commercial Banks – Miscellaneous) Amendment Directions, 2026, establishing key directives for regulated entities.
> Primary requirement: Reserve Bank of India (Commercial Banks – Miscellaneous) Amendment Directions, 2026.

---

#### 25. [RBI/2026-27/286] — Reserve Bank of India (Commercial Banks – Prudential Norms on Capital Adequacy) Twelfth Amendment Directions, 2026

- **Circular Series:** DOR.MRG.REC.No.242/00-00-001/2026-27
- **Date of Issuance:** October 07, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`NT2868A1091DB85D94644B6D9959F166A25F4.PDF`](../data/raw_pdfs/NT2868A1091DB85D94644B6D9959F166A25F4.PDF)

**Executive Summary:**
> RBI notification regarding Reserve Bank of India (Commercial Banks – Prudential Norms on Capital Adequacy) Twelfth Amendment Directions, 2026, establishing key directives for regulated entities.
> Primary requirement: Reserve Bank of India (Commercial Banks – Prudential Norms on Capital Adequacy) Twelfth Amendment Directions, 2026.

---

#### 26. [RBI/2026-27/287] — Reserve Bank of India (Small Finance Banks – Prudential Norms on Capital Adequacy) Sixth Amendment Directions, 2026

- **Circular Series:** DOR.MRG.REC.No.243/00-00-001/2026-27
- **Date of Issuance:** October 7, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`NT2878E15A34193CE4896B33D99E242813E2E.PDF`](../data/raw_pdfs/NT2878E15A34193CE4896B33D99E242813E2E.PDF)

**Executive Summary:**
> RBI notification regarding Reserve Bank of India (Small Finance Banks – Prudential Norms on Capital Adequacy) Sixth Amendment Directions, 2026, establishing key directives for regulated entities.
> Primary requirement: Reserve Bank of India (Small Finance Banks – Prudential Norms on Capital Adequacy) Sixth Amendment Directions, 2026.

---

#### 27. [RBI/2026-27/288] — Reserve Bank of India (Payments Banks – Prudential Norms on Capital Adequacy) Third Amendment Directions, 2026

- **Circular Series:** DOR.MRG.REC.No.244/00-00-001/2026-27
- **Date of Issuance:** October 7, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`NT288675CF1D589A0489A814C572C2C3C58EA.PDF`](../data/raw_pdfs/NT288675CF1D589A0489A814C572C2C3C58EA.PDF)

**Executive Summary:**
> RBI notification regarding Reserve Bank of India (Payments Banks – Prudential Norms on Capital Adequacy) Third Amendment Directions, 2026, establishing key directives for regulated entities.
> Primary requirement: Reserve Bank of India (Payments Banks – Prudential Norms on Capital Adequacy) Third Amendment Directions, 2026.

---

#### 28. [RBI/2026-27/289] — Reserve Bank of India (All India Financial Institutions (AIFIs) – Prudential Norms on Capital Adequacy) Fifth Amendment Directions, 2026

- **Circular Series:** DOR.MRG.REC.No.245/21-01-002/2026-27
- **Date of Issuance:** October 07, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`NT289FD5C6CE733C944BCA3C1590AAE0C4B78.PDF`](../data/raw_pdfs/NT289FD5C6CE733C944BCA3C1590AAE0C4B78.PDF)

**Executive Summary:**
> RBI notification regarding Reserve Bank of India (All India Financial Institutions (AIFIs) – Prudential Norms on Capital Adequacy) Fifth Amendment Directions, 2026, establishing key directives for regulated entities.
> Primary requirement: Reserve Bank of India (All India Financial Institutions (AIFIs) – Prudential Norms on Capital Adequacy) Fifth Amendment Directions, 2026.

---

### 👥 Regulated Entity: All Authorised Dealer Category-I banks

#### 1. [RBI/2026-27/251] — Deposits and Accounts – Accounts of Non-resident banks

- **Circular Series:** A.P. (DIR Series) Circular No. 20
- **Date of Issuance:** September 02, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`251NT85B7339E9B824E5EB17C055D795CE095.PDF`](../data/raw_pdfs/251NT85B7339E9B824E5EB17C055D795CE095.PDF)

**Executive Summary:**
> RBI notification regarding Deposits and Accounts – Accounts of Non-resident banks, establishing key directives for regulated entities.
> Primary requirement: On a review, it has been decided to dispense with the above reporting requirements with immediate effect.

**Operative Changes & Threshold Revisions:**
- `Para 2` **[REGULATORY_DIRECTIVE]** On a review, it has been decided to dispense with the above reporting requirements with immediate effect
- `Para 3` **[REGULATORY_DIRECTIVE]** The directions contained in this circular have been issued under sections 10(4) and 11(1) of the Foreign Exchange Management Act, 1999 (42 of 1999) and are w...

---

### 👥 Regulated Entity: The Chief Executive Officer / Managing Director All Scheduled Commercial Banks (including Regional Rural Banks and Small Finance Banks)  All Local Area Banks/ Urban Cooperative Banks/ Rural Cooperative Banks/ Non-Banking Financial Companies / AIFIs

#### 1. [RBI/2026-27/250] — Relief Measures in Areas Affected by Natural Calamities - Reporting through Centralised Information Management System (CIMS) Portal - Introduction of Half

- **Circular Series:** CO.FIDD.FSD.No.S544/05-10-001/2026-27
- **Date of Issuance:** September 02, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`NT25078C7CF5A327F4156953274A52F7DB8AE.PDF`](../data/raw_pdfs/NT25078C7CF5A327F4156953274A52F7DB8AE.PDF)

**Executive Summary:**
> RBI notification regarding Relief Measures in Areas Affected by Natural Calamities - Reporting through Centralised Information Management System (CIMS) Portal - Introduction of Half, establishing key directives for regulated entities.
> Primary requirement: These directions require REs to submit data relating to relief measures extended in areas affected by natural calamities through the CIMS portal on a half -y....

**Operative Changes & Threshold Revisions:**
- `Para 2` **[REPORTING_REQUIREMENT]** These directions require REs to submit data relating to relief measures extended in areas affected by natural calamities through the CIMS portal on a half -y...
- `Para 3` **[REGULATORY_DIRECTIVE]** The return shall be submitted within 30 days from the end of each half -year, i.e., by October 30 for the half -year ending September 30,  and by April 30 fo...
- `Para 4` **[REGULATORY_DIRECTIVE]** REs shall ensure that the information submitted through the CIMS portal is accurate, complete, and duly validated
- `Para 5` **[RESERVE_REQUIREMENT]** Further, t he existing monthly return which was applicable to all Scheduled Commercial Banks (including Small Finance Banks and excluding Regional Rural Bank...

---

### 👥 Regulated Entity: The Chairpersons/ CEOs of the Commercial Banks, Small Finance Banks, Payment Banks, Urban Co-operative Banks, Rural Co-operative Banks, Regional Rural Banks, Local Area Banks, Non-Banking Financial Companies, Asset Reconstruction Companies, All India Financial Institutions

#### 1. [RBI/2026-27/253] — Implementation of Section 51A of UAPA, 1967: Updates to UNSC’s 1267/ 1989 ISIL (Da'esh) & Al-Qaida Sanctions List: Amendment of 2 Entries

- **Circular Series:** DOR.AML.REC.219/14.06.001/2026-27
- **Date of Issuance:** September 07, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** Veena Srivastava (Chief General Manager)
- **Original PDF Document:** [`NOTI253D6DE1AFC21184AA09B9ACA048C17E8C4.PDF`](../data/raw_pdfs/NOTI253D6DE1AFC21184AA09B9ACA048C17E8C4.PDF)

**Executive Summary:**
> RBI notification regarding Implementation of Section 51A of UAPA, 1967: Updates to UNSC’s 1267/ 1989 ISIL (Da'esh) & Al-Qaida Sanctions List: Amendment of 2 Entries, establishing key directives for regulated entities.
> Primary requirement: In this connection, Ministry of External Affairs (MEA), Government of India has informed about the UNSC press release SC/16446, dated September 04, 2026 wher....

**Operative Changes & Threshold Revisions:**
- `Para 1` **[REGULATORY_DIRECTIVE]** In this connection, Ministry of External Affairs (MEA), Government of India has informed about the UNSC press release SC/16446, dated September 04, 2026 wher...
- `Para 3` **[REGULATORY_DIRECTIVE]** Press release dated September 04, 2026 regarding the above can be found at https://press.un.org/en/2026/sc16446.doc.htm Further, in accordance with paragraph...
- `Para 4` **[REGULATORY_DIRECTIVE]** The details of the sanction measures and exemptions are available at the following URL:  https://www.un.org/securitycouncil/sanctions/1267#further_information
- `Para 5` **[REGULATORY_DIRECTIVE]** In view of the above, regulated entities are advised to take appropriate action in terms of Chapter IX of the aforementioned Directions and strictly follow t...
- `Para 6` **[REGULATORY_DIRECTIVE]** Updated lists of individuals and entities linked to ISIL (Da'esh), Al-Qaida and Taliban are available at: www.un.org/securitycouncil/sanctions/1267/aq_sancti...
- `Para 7` **[REGULATORY_DIRECTIVE]** Further, as p er the instructions from the Ministry of Home Affairs (MHA), any request for de-listing received by any bank  is to be forwarded electronically...
- `Para 8` **[REGULATORY_DIRECTIVE]** Regulated entities  are advised to take note of the aforementioned UNSC communications and ensure meticulous compliance

---

#### 2. [RBI/2026-27/271] — Implementation of Section 51A of UAPA, 1967: Updates to UNSC’s 1267/ 1989 ISIL (Da'esh) & Al-Qaida Sanctions List: Amendment of 1 Entry

- **Circular Series:** DOR.AML.REC.234/14.06.001/2026-27
- **Date of Issuance:** September 29, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** Veena Srivastava (Chief General Manager)
- **Original PDF Document:** [`NOTI2713C3AD0FCF88D4E0682D80BD7FC932BF9.PDF`](../data/raw_pdfs/NOTI2713C3AD0FCF88D4E0682D80BD7FC932BF9.PDF)

**Executive Summary:**
> RBI notification regarding Implementation of Section 51A of UAPA, 1967: Updates to UNSC’s 1267/ 1989 ISIL (Da'esh) & Al-Qaida Sanctions List: Amendment of 1 Entry, establishing key directives for regulated entities.
> Primary requirement: In this connection, Ministry of External Affairs (MEA), Government of India has informed about the UNSC press release SC/16465, dated September 28, 2026 wher....

**Operative Changes & Threshold Revisions:**
- `Para 1` **[REGULATORY_DIRECTIVE]** In this connection, Ministry of External Affairs (MEA), Government of India has informed about the UNSC press release SC/16465, dated September 28, 2026 wher...
- `Para 3` **[REGULATORY_DIRECTIVE]** Press release dated September 28, 2026 regarding the above can be found at https://press.un.org/en/2026/sc16465.doc.htm Further, in accordance with paragraph...
- `Para 4` **[REGULATORY_DIRECTIVE]** The details of the sanction measures and exemptions are available at the f ollowing URL:  https://www.un.org/securitycouncil/sanctions/1267#further_information
- `Para 5` **[REGULATORY_DIRECTIVE]** In view of the above, regulated entities are advised to take appropriate action in terms of Chapter IX of the aforementioned Directions and strictly follow t...
- `Para 6` **[REGULATORY_DIRECTIVE]** Updated lists of individuals and entities linked to ISIL (Da'esh), Al-Qaida and Taliban are available at: www.un.org/securitycouncil/sanctions/1267/aq_sancti...
- `Para 7` **[REGULATORY_DIRECTIVE]** Further, as per the instructions from the Ministry of Home Affairs (MHA), any request for de-listing received by any bank  is to be forwarded electronically ...
- `Para 8` **[REGULATORY_DIRECTIVE]** Regulated entities  are advised to take note of the aforementioned UNSC communications and ensure meticulous compliance

---

### 👥 Regulated Entity: The Chairpersons/ CEOs of the Commercial Banks,  Small Finance Banks, Payment Banks, Urban Co-operative Banks,  Rural Co-operative Banks, Regional Rural Banks, Local Area Banks,  Non-Banking Financial Companies, Asset Reconstruction Companies,  All India Financial Institutions

#### 1. [RBI/2026-27/252] — Implementation of Section 51A of UAPA, 1967: Updates to UNSC’s 1988 (2011) Taliban Sanctions List: Amendment of 01 Entry

- **Circular Series:** DOR.AML.REC.218/14.06.001/2026-27
- **Date of Issuance:** September 07, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** Veena Srivastava (Chief General Manager)
- **Original PDF Document:** [`NT2520A4B72AA6EC442B7909321109623981C.PDF`](../data/raw_pdfs/NT2520A4B72AA6EC442B7909321109623981C.PDF)

**Executive Summary:**
> RBI notification regarding Implementation of Section 51A of UAPA, 1967: Updates to UNSC’s 1988 (2011) Taliban Sanctions List: Amendment of 01 Entry, establishing key directives for regulated entities.
> Primary requirement: In this connection, Ministry of External Affairs (MEA), Government of India has informed about the UNSC press release SC/ 16443 dated August 27, 2026 wherein....

**Operative Changes & Threshold Revisions:**
- `Para 2` **[REGULATORY_DIRECTIVE]** In this connection, Ministry of External Affairs (MEA), Government of India has informed about the UNSC press release SC/ 16443 dated August 27, 2026 wherein...
- `Para 1` **[REGULATORY_DIRECTIVE]** 1 The Security Council Committee pursuant to resolution 1988 (2011) enacted the amendments specified with strikethrough and/or underline in the entries below...
- `Para 3` **[REGULATORY_DIRECTIVE]** Press release dated August 27, 2026 regarding the above can be found at https://press.un.org/en/2026/sc16443.doc.htm
- `Para 4` **[REGULATORY_DIRECTIVE]** In view of the above, regulated entities are advised to take appropriate action in terms of Chapter IX of the aforementioned Directions and strictly follow t...
- `Para 5` **[REGULATORY_DIRECTIVE]** Updated lists of individuals and entities linked to ISIL (Da'esh), Al-Qaida and Taliban are available at: www.un.org/securitycouncil/sanctions/1267/aq_sancti...
- `Para 6` **[REGULATORY_DIRECTIVE]** Further, as per the instructions from the Ministry of Home Affairs (MHA), any request for de-listing received by any bank  is to be forwarded electronically ...
- `Para 7` **[REGULATORY_DIRECTIVE]** Regulated entities  are advised to take note of the aforementioned UNSC communications and ensure meticulous compliance

---

#### 2. [RBI/2026-2027/270] — Designation of terrorist organisation under clause (a) of sub-section (1) of section 35 of the Unlawful Activities (Prevention) Act, 1967 and listed in the First Schedule

- **Circular Series:** DOR.AML.REC.233/14.06.001/2026-27
- **Date of Issuance:** September 24, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** Veena Srivastava (Chief General Manager)
- **Original PDF Document:** [`NOTI27024092026B5163644F687458B97DB7E5AF0FF4FDD.PDF`](../data/raw_pdfs/NOTI27024092026B5163644F687458B97DB7E5AF0FF4FDD.PDF)

**Executive Summary:**
> RBI notification regarding Designation of terrorist organisation under clause (a) of sub-section (1) of section 35 of the Unlawful Activities (Prevention) Act, 1967 and listed in the First Schedule, establishing key directives for regulated entities.
> Primary requirement: In this connection, please refer to the notifications dated September 16, 2026 of the MHA, as per which, following entity has been declared as “Terrorist  Or....

**Operative Changes & Threshold Revisions:**
- `Para 2` **[REGULATORY_DIRECTIVE]** In this connection, please refer to the notifications dated September 16, 2026 of the MHA, as per which, following entity has been declared as “Terrorist  Or...
- `Para 3` **[REGULATORY_DIRECTIVE]** Regulated Entities (REs) are advised to take note of the aforementioned Gazette notification issued by MHA  for necessary compliance

---

### 👥 Regulated Entity: All Authorised Persons

#### 1. [RBI/2026-27/254] — Review of Circulars issued under Foreign Exchange Management Act, 1999 (FEMA)

- **Circular Series:** A.P. (DIR Series) Circular No. 21
- **Date of Issuance:** September 08, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** Dr. Aditya Gaiha (Chief General Manager-in-Charge)
- **Original PDF Document:** [`NT254F42FDC8A07F849ED856846F96E6FE308.PDF`](../data/raw_pdfs/NT254F42FDC8A07F849ED856846F96E6FE308.PDF)

**Executive Summary:**
> RBI notification regarding Review of Circulars issued under Foreign Exchange Management Act, 1999 (FEMA), establishing key directives for regulated entities.
> Primary requirement: In furtherance of the aforementioned initiative,  seven circulars as listed at Annex, that have ceased to be operative owing to subsequent regulatory amendme....

**Operative Changes & Threshold Revisions:**
- `Para 2` **[REGULATORY_DIRECTIVE]** In furtherance of the aforementioned initiative,  seven circulars as listed at Annex, that have ceased to be operative owing to subsequent regulatory amendme...
- `Para 3` **[REGULATORY_DIRECTIVE]** Authorised Persons may bring the contents of this circular to the notice of their constituents concerned
- `Para 4` **[REGULATORY_DIRECTIVE]** The directions contained in this circular have been issued under Section 10(4) and Section 11(1) of the FEMA, 1999 (42 of 1999) and are without prejudice to ...

---

### 👥 Regulated Entity: Regulated Entities (Financial Inclusion and Development Department)

#### 1. [RBI/2026-27/256] — Reserve Bank of India (Priority Sector Lending – Targets and Classification) Third Amendment Directions, 2026

- **Circular Series:** FIDD.CO.PSD.BC.No.10/04.09.001/2026-27
- **Date of Issuance:** September 11, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** Nisha Nambiar (Chief General Manager-in-Charge)
- **Original PDF Document:** [`256NT69E7AC0A815E49618C2CB8CED5F6E5C6.PDF`](../data/raw_pdfs/256NT69E7AC0A815E49618C2CB8CED5F6E5C6.PDF)

**Executive Summary:**
> RBI notification regarding Reserve Bank of India (Priority Sector Lending – Targets and Classification) Third Amendment Directions, 2026, establishing key directives for regulated entities.
> Primary requirement: Reserve Bank of India (Priority Sector Lending – Targets and Classification) Third Amendment Directions, 2026.

---

### 👥 Regulated Entity: All Eligible Market Participants

#### 1. [RBI/2026-27/263] — Novation of OTC Derivative Contracts

- **Circular Series:** FMRD.DIRD.No.04/14.03.066/2026-27
- **Date of Issuance:** September 22, 2026
- **Governing Master Direction:** Master Direction – Risk Management and Inter -Bank Dealings dated July 05, 2016
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`NT263695FF625A09A48248840B53359D48063.PDF`](../data/raw_pdfs/NT263695FF625A09A48248840B53359D48063.PDF)

**Executive Summary:**
> RBI notification regarding Novation of OTC Derivative Contracts, establishing key directives for regulated entities.
> Primary requirement: Based on the feedback received, the instructions related to the OTC derivative contracts have been finalised.

**Operative Changes & Threshold Revisions:**
- `Para 2` **[REGULATORY_DIRECTIVE]** Based on the feedback received, the instructions related to the OTC derivative contracts have been finalised
- `Para 3` **[RESERVE_REQUIREMENT]** With a view to consolidate circulars/instructions, the instructions have been inserted in the respective Directions governing OTC foreign exchange, interest ...
- `Para 4` **[REGULATORY_DIRECTIVE]** The instructions shall be applicable to any novation undertaken on or after the date of issue of this circular
- `Para 5` **[RESERVE_REQUIREMENT]** These Directions have been issued by the Reserve Bank in exercise of the powers conferred under section 45W of the Reserve Bank of India Act, 1934, read with...

---

### 👥 Regulated Entity: Regulated Entities (Foreign Exchange Department)

#### 1. [RBI/2026-2027/269] — Exim Bank’s GOI-supported Line of Credit (LOC) for ₹ 4,850 crores the Government of Maldives, for financing various developmental projects in Maldives

- **Circular Series:** A.P. (DIR Series) Circular No. 22
- **Date of Issuance:** September 23, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** N Senthil Kumar (Chief General Manager)
- **Original PDF Document:** [`NT269D2CF6DE13687460D8CFB6E8AD0CDEF4E.PDF`](../data/raw_pdfs/NT269D2CF6DE13687460D8CFB6E8AD0CDEF4E.PDF)

**Executive Summary:**
> RBI notification regarding Exim Bank’s GOI-supported Line of Credit (LOC) for ₹ 4,850 crores the Government of Maldives, for financing various developmental projects in Maldives, establishing key directives for regulated entities.
> Primary requirement: The Agreement under the LoC is effective from August 27, 2026. Under the LoC, the last date for disbursement will be 48 months after scheduled completion dat....

**Operative Changes & Threshold Revisions:**
- `Para 2` **[REGULATORY_DIRECTIVE]** The Agreement under the LoC is effective from August 27, 2026. Under the LoC, the last date for disbursement will be 48 months after scheduled completion dat...
- `Para 3` **[RESERVE_REQUIREMENT]** Shipments under the LoC shall be declared in Export Declaration Form/Shipping Bill as per instructions issued by the Reserve Bank from time to time
- `Para 4` **[REGULATORY_DIRECTIVE]** No agency commission is payable for export under the above LoC
- `Para 5` **[REGULATORY_DIRECTIVE]** AD Category – I banks may bring the contents of this circular to the notice of their exporter constituents and advise them to obtain complete details of the ...
- `Para 6` **[REGULATORY_DIRECTIVE]** The directions contained in this circular have been issued under section 10(4) and 11(1) of the Foreign Exchange Management Act (FEMA), 1999 (42 of 1999) and...

---

### 👥 Regulated Entity: The Chairman/ Managing Director / Chief Executive Officer All Scheduled Commercial Banks (including Small Finance Banks)

#### 1. [RBI/2026-27/272] — Master Circular - Credit facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs)

- **Circular Series:** Circular 
 
 
No. Circular
- **Date of Issuance:** October 01, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** R. Giridharan (Chief General Manager)
- **Original PDF Document:** [`272MC011020266691348260DF4CF99ACE017F146409F1.PDF`](../data/raw_pdfs/272MC011020266691348260DF4CF99ACE017F146409F1.PDF)

**Executive Summary:**
> RBI notification regarding Master Circular - Credit facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs), establishing key directives for regulated entities.
> Primary requirement: Master Circular - Credit facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs).

---

### 👥 Regulated Entity: The Chairman / Managing Director/ Chief Executive Officer All Banks

#### 1. [RBI/2026-27/273] — Cassette - Swaps in ATMs

- **Circular Series:** None
- **Date of Issuance:** October 01, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** Sanjeev Prakash (Chief General Manager-in-Charge)
- **Original PDF Document:** [`NOTI27301102026D31353CD354443869BCAD069E0BF15CC.PDF`](../data/raw_pdfs/NOTI27301102026D31353CD354443869BCAD069E0BF15CC.PDF)

**Executive Summary:**
> RBI notification regarding Cassette - Swaps in ATMs, establishing key directives for regulated entities.
> Primary requirement: In partial modification to para 3 of the aforesaid circular,  it is advised that monitor ing the progress of implementation of cassette swap may be delegated....

**Operative Changes & Threshold Revisions:**
- `Para 3` **[REGULATORY_DIRECTIVE]** In partial modification to para 3 of the aforesaid circular,  it is advised that monitor ing the progress of implementation of cassette swap may be delegated...

---

### 👥 Regulated Entity: The Chairman / Managing Director / Chief Executive Officer All Banks

#### 1. [RBI/2026-27/274] — Consolidation/ Review of instructions issued on currency management matters – Withdrawal of Circulars/ Guidelines

- **Circular Series:** None
- **Date of Issuance:** October 01, 2026
- **Governing Master Direction:** Master Direction- Facility for Exchange of
- **Signatory Authority:** Sanjeev Prakash (Chief General Manager-in-Charge)
- **Original PDF Document:** [`NOTI27401102026AA16BFEFF59341BF97FD2930B1A4A63C.PDF`](../data/raw_pdfs/NOTI27401102026AA16BFEFF59341BF97FD2930B1A4A63C.PDF)

**Executive Summary:**
> RBI notification regarding Consolidation/ Review of instructions issued on currency management matters – Withdrawal of Circulars/ Guidelines, establishing key directives for regulated entities.
> Primary requirement: Accordingly, the instructions listed in the  Annex, comprising those which have been consolidated into Master Directions, as well as those which have become ....

**Operative Changes & Threshold Revisions:**
- `Para 2` **[REGULATORY_DIRECTIVE]** Accordingly, the instructions listed in the  Annex, comprising those which have been consolidated into Master Directions, as well as those which have become ...

---

### 👥 Regulated Entity: All Authorised Dealers in Foreign Exchange

#### 1. [RBI/2026-27/279] — Online submission of Form A2: Removal of limits on amount of remittance

- **Circular Series:** A.P. (DIR Series) Circular No. 23
- **Date of Issuance:** October 01, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`NT2796737482352AE4E488C0ECB304A05CDE1.PDF`](../data/raw_pdfs/NT2796737482352AE4E488C0ECB304A05CDE1.PDF)

**Executive Summary:**
> RBI notification regarding Online submission of Form A2: Removal of limits on amount of remittance, establishing key directives for regulated entities.
> Primary requirement: On a review, i t has  now been decided that  Authorised Dealers  shall frame appropriate internal guidelines with the approval of their Board or any Board Co....

**Operative Changes & Threshold Revisions:**
- `Para 2` **[REGULATORY_DIRECTIVE]** On a review, i t has  now been decided that  Authorised Dealers  shall frame appropriate internal guidelines with the approval of their Board or any Board Co...
- `Para 3` **[REGULATORY_DIRECTIVE]** All other instructions issued vide A.P
- `Para 4` **[REGULATORY_DIRECTIVE]** The directions contained in this circular have been issued under sections 10(4) and 11(1) of the Foreign Exchange Management Act, 1999 (42 of 1999) and are w...

---

### 👥 Regulated Entity: All Authorised Dealers

#### 1. [RBI/2026-27/280] — Non-Resident Deposits - Comprehensive Single Return (NRD-CSR)(R012): Submission under CIMS Sankalan Portal

- **Circular Series:** A.P. (DIR Series) Circular No. 24
- **Date of Issuance:** October 01, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** Dr. Aditya Gaiha (Chief General Manager-In-Charge)
- **Original PDF Document:** [`NT2800AE75657FD144B8ABC111ECF504BCC06.PDF`](../data/raw_pdfs/NT2800AE75657FD144B8ABC111ECF504BCC06.PDF)

**Executive Summary:**
> RBI notification regarding Non-Resident Deposits - Comprehensive Single Return (NRD-CSR)(R012): Submission under CIMS Sankalan Portal, establishing key directives for regulated entities.
> Primary requirement: The NRD-CSR reporting has since moved to Centralised Information Management System (CIMS) Sankalan portal with the submission of March 2024 data in the month....

**Operative Changes & Threshold Revisions:**
- `Para 2` **[REPORTING_REQUIREMENT]** The NRD-CSR reporting has since moved to Centralised Information Management System (CIMS) Sankalan portal with the submission of March 2024 data in the month...
- `Para 3` **[REGULATORY_DIRECTIVE]** The NRD-CSR (R012) return can be submitted to RBI on CIMS through one of the three channels mentioned below:
- `Para 3(i)` **[REPORTING_REQUIREMENT]** System-to-system integration: The returns will be collected directly from the reporting entities’ ADF server to RBI CIMS server
- `Para 3(ii)` **[REPORTING_REQUIREMENT]** File upload on Data Portal: Reporting entities can login to CIMS Data collection portal, upload and submit the return specific file
- `Para 3(iii)` **[REPORTING_REQUIREMENT]** Screen based web form on Data Collection Portal: Reporting entities can login to CIMS data collection portal and key in return specific information in the we...
- `Para 4` **[RESERVE_REQUIREMENT]** The revised NRD-CSR format, maturity codes, record types and the validations checks are provided in the Annex . For monthly NRD-CSR submission on CIMS portal...
- `Para 4(i)` **[REGULATORY_DIRECTIVE]** Banks can download the RBI’s NRD -CSR return template and format for screen based submission by logging to the RBI’s  CIMS Sankalan portal (https://sankalan....
- `Para 4(ii)` **[REPORTING_REQUIREMENT]** Banks can Download RBI prescribed NRD -CSR Return Template/Taxonomy of .xml file preparation for File Upload / System to System based reporting channels from...
- `Para 5` **[REPORTING_REQUIREMENT]** The NRD-CSR report may be submitted on or before 10th of the month following the month to which the NRD data pertains *(Values: submission_deadline: on or before 10th of the month)*
- `Para 6` **[REGULATORY_DIRECTIVE]** The directions contained in this circular have been issued under Sections 10(4) and 11(2) of the Foreign Exchange Management Act, 1999 (42 of 1999) and is wi...

**Immediate Compliance Checklist:**
- [ ] `Monthly` Submit regulatory return on CIMS portal on or before 10th of the month *(Target: Centralised Information Management System (CIMS))*

---

#### 2. [RBI/2026-27/291] — Risk Management and Inter-Bank Dealings

- **Circular Series:** A.P. (DIR Series) Circular No. 25
- **Date of Issuance:** October 10, 2026
- **Governing Master Direction:** Master Direction - Risk Management and Inter-Bank Dealings dated July 05, 2016
- **Signatory Authority:** Dimple Bhandia (Chief General Manager)
- **Original PDF Document:** [`291NT8DE5483CA3F84609A0CA56720CD64103.PDF`](../data/raw_pdfs/291NT8DE5483CA3F84609A0CA56720CD64103.PDF)

**Executive Summary:**
> The Reserve Bank of India has prohibited the rebooking of cancelled INR foreign exchange derivative contracts and slashed position limits without underlying exposure from USD 100M to USD 5M.
> Authorised Dealers must obtain mandatory written undertakings and retain compliance documentation for not less than two years.

**Operative Changes & Threshold Revisions:**
- `Para 2(a)` **[PROHIBITION]** An Authorised Dealer shall not permit users to rebook any foreign exchange derivative contract involving the INR, whether deliverable or non- deliverable, wh...
- `Para 2(b)` **[PERMITTED_USE]** An Authorised Dealer may, however, continue to permit users  to rollover foreign exchange derivative contracts on maturity, subject to compliance with the pr...
- `Para 2.4 (i) / Para 2(c)` **[THRESHOLD_CHANGE]** The threshold for each of the above facilities shall, henceforth, be USD 5 million equivalent of notional value (outstanding at any point of time) *(Values: old_limit: USD 100 million equivalent, new_limit: USD 5 million equivalent)*
- `Para 2.4 (iv) / Para 2(d)` **[REGULATORY_DIRECTIVE]** An Authorised Dealer shall, at the time of offering a foreign exchange derivative contract involving INR to a user to hedge a contracted exposure, obtain and...
- `Para 3` **[RETENTION_REQUIREMENT]** It shall be the responsibility of an Authorised Dealer to ensure compliance of these directions including the existence of underlying exposure, for which it ... *(Values: retention_period: not less than two years)*

**Immediate Compliance Checklist:**
- [ ] `Per-transaction` Do not permit users to rebook cancelled foreign exchange derivative contracts involving INR *(Target: FX Derivative Trading / Booking System)*
- [ ] `Per-transaction` Obtain and retain undertaking from user that exposure has not been hedged with other ADs (or part of deal confirmation) *(Target: Undertaking / Deal confirmation)*
- [ ] `Per-transaction` Ensure existence of underlying exposure and retain compliance documents for not less than two years *(Target: Underlying exposure & trade records)*

---

#### 3. [RBI/2026-27/292] — Risk Management and Inter-Bank Dealings - Foreign Exchange Risk Reserve

- **Circular Series:** A.P. (DIR Series) Circular No. 26
- **Date of Issuance:** October 10, 2026
- **Governing Master Direction:** Master Direction - Risk Management and Inter-Bank Dealings dated July 05, 2016
- **Signatory Authority:** Dimple Bhandia (Chief General Manager)
- **Original PDF Document:** [`292NT63009643AFA847A48C9A73F31E26175F.PDF`](../data/raw_pdfs/292NT63009643AFA847A48C9A73F31E26175F.PDF)

**Executive Summary:**
> RBI mandates that Authorised Dealers maintain a 20% daily Foreign Exchange Risk Reserve (FERR) in cash for INR derivative contracts exceeding USD 2 million equivalent undertaken to hedge current account purchases.
> The reserve must be held continuously with the Reserve Bank and reported daily via the Centralised Information Management System (CIMS).

**Operative Changes & Threshold Revisions:**
- `Para 2(i)` **[RESERVE_REQUIREMENT]** Authorised Dealer s shall be required to maintain a Foreign Exchange Risk Reserve (FERR) for foreign exchange derivative contract s involving INR undertaken ...
- `Para 2(ii)` **[THRESHOLD_CHANGE]** The Reserve shall be applicable to all foreign exchange derivative contracts involving INR of notional value exceeding USD two  million equivalent undertaken... *(Values: threshold: USD two  million equivalent)*
- `Para 2(iii)` **[RESERVE_REQUIREMENT]** This Reserve shall be equal to 20 per cent of the INR equivalent of the notional amount of each derivative contract; and *(Values: reserve_ratio: 20 per cent)*
- `Para 2(iv)` **[RESERVE_REQUIREMENT]** This Reserve shall be deposited and maintained by way of cash in India with the Reserve Bank on a daily basis and shall be maintained until the termination o... *(Values: maintenance_frequency: daily basis, deposit_mode: cash in India)*
- `Para 3` **[REGULATORY_DIRECTIVE]** Any attempt by users to circumvent the requirements set out in paragraph 2 (ii) ibid through undertaking multiple transactions with one or more Authorised De...
- `Para 4` **[RESERVE_REQUIREMENT]** Authorised Dealers shall report the details of the FERR maintained on a daily basis through Centralised Information Management System (CIMS) of the Reserve Bank *(Values: maintenance_frequency: daily basis, reporting_frequency: daily)*

**Immediate Compliance Checklist:**
- [ ] `Daily` Deposit and maintain 20% FERR by way of cash in India with Reserve Bank on daily basis until contract termination *(Target: Reserve Bank of India (Cash Account))*
- [ ] `Daily` Report details of FERR maintained on a daily basis through CIMS portal *(Target: Centralised Information Management System (CIMS))*

---

#### 4. [RBI/2026-27/293] — Risk Management and Inter-Bank Dealings

- **Circular Series:** A.P. (DIR Series) Circular No. 27
- **Date of Issuance:** October 12, 2026
- **Governing Master Direction:** Master Direction - Risk Management and Inter-Bank Dealings dated July 05, 2016
- **Signatory Authority:** Dimple Bhandia (Chief General Manager)
- **Original PDF Document:** [`NOTI293D62A07A6EF394B75BAB6BEBA6F159565.PDF`](../data/raw_pdfs/NOTI293D62A07A6EF394B75BAB6BEBA6F159565.PDF)

**Executive Summary:**
> Authorised Dealers are now restricted from offering INR non-deliverable derivative contracts (NDDCs) to non-resident users for general purposes, limiting eligibility strictly to bona fide hedging.
> In addition, banks must maintain a 20% daily cash FERR with the Reserve Bank for derivative contracts hedging their own balance sheet currency risks.

**Operative Changes & Threshold Revisions:**
- `Para 2.3 (iii)` **[PERMITTED_USE]** henceforth, Authorised Dealers shall offer NDDCs involving INR to a non-resident user only for the purpose of hedging *(Values: permitted_purpose: hedging only)*
- `Para 3(i)` **[RESERVE_REQUIREMENT]** An Authorised Dealer shall be required to maintain a Foreign Exchange Risk Reserve (FERR) for foreign exchange derivative contracts involving INR undertaken ...
- `Para 3(ii)` **[RESERVE_REQUIREMENT]** The FERR shall be applicable to all foreign exchange derivative contracts involving INR where the Authorised Dealer  is purchasing foreign currency against INR;
- `Para 3(iii)` **[RESERVE_REQUIREMENT]** The FERR shall be equal to 20 per cent of the INR equivalent of the notional amount of each derivative contract; and *(Values: reserve_ratio: 20 per cent)*
- `Para 3(iv)` **[RESERVE_REQUIREMENT]** The FERR shall be deposited and maintained by way of cash in India with the Reserve Bank on a daily basis and shall be maintained until the termination of th... *(Values: maintenance_frequency: daily basis, deposit_mode: cash in India)*

**Immediate Compliance Checklist:**
- [ ] `Per-transaction` Offer NDDCs involving INR to non-resident users strictly for hedging purposes only *(Target: NDDC Client Onboarding / Trade Booking)*
- [ ] `Daily` Deposit and maintain 20% FERR by way of cash in India with Reserve Bank on daily basis until contract termination *(Target: Reserve Bank of India (Cash Account))*

---

### 👥 Regulated Entity: All Liquidity Adjustment Facility (LAF) participants

#### 1. [RBI/2026-27/282] — Liquidity Adjustment Facility - Change in rates

- **Circular Series:** None
- **Date of Issuance:** October 07, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** None (None)
- **Original PDF Document:** [`NOTI282BE83CF8F7E464D97B1AA95699F9D721A.PDF`](../data/raw_pdfs/NOTI282BE83CF8F7E464D97B1AA95699F9D721A.PDF)

**Executive Summary:**
> RBI notification regarding Liquidity Adjustment Facility - Change in rates, establishing key directives for regulated entities.
> Primary requirement: Consequently, the standing deposit facility (SDF) rate and marginal standing facility (MSF) rate stand adjusted to 5.25 per cent and 5.75 per cent respective....

**Operative Changes & Threshold Revisions:**
- `Para 2` **[REGULATORY_DIRECTIVE]** Consequently, the standing deposit facility (SDF) rate and marginal standing facility (MSF) rate stand adjusted to 5.25 per cent and 5.75 per cent respective...
- `Para 3` **[REGULATORY_DIRECTIVE]** All other terms and conditions of the extant LAF Scheme will remain unchanged

---

### 👥 Regulated Entity: All Primary Dealers

#### 1. [RBI/2026-27/281] — Standing Liquidity Facility for Primary Dealers

- **Circular Series:** None
- **Date of Issuance:** October 7, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** Rekha Misra (Adviser-in-Charge)
- **Original PDF Document:** [`NT28158529C66B538494B850E025B99189148.PDF`](../data/raw_pdfs/NT28158529C66B538494B850E025B99189148.PDF)

**Executive Summary:**
> RBI notification regarding Standing Liquidity Facility for Primary Dealers, establishing key directives for regulated entities.
> Primary requirement: Standing Liquidity Facility for Primary Dealers.

---

### 👥 Regulated Entity: All banks

#### 1. [RBI/2026-27/283] — Penal Interest on shortfall in CRR and SLR requirements - Change in Bank Rate

- **Circular Series:** DoR.RET.REC.239/12.01.001/2026-27
- **Date of Issuance:** October 07, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** Manoranjan Padhy (Chief General Manager)
- **Original PDF Document:** [`NT28307C186A1A5F84D47870911D72F069023.PDF`](../data/raw_pdfs/NT28307C186A1A5F84D47870911D72F069023.PDF)

**Executive Summary:**
> RBI notification regarding Penal Interest on shortfall in CRR and SLR requirements - Change in Bank Rate, establishing key directives for regulated entities.
> Primary requirement: the Bank Rate is revised upwards by 25 basis points from 5.50 per cent to 5.75 per cent with immediate effect.

**Operative Changes & Threshold Revisions:**
- `Para 2` **[RESERVE_REQUIREMENT]** the Bank Rate is revised upwards by 25 basis points from 5.50 per cent to 5.75 per cent with immediate effect *(Values: old_rate: 5.50 per cent, new_rate: 5.75 per cent, reserve_ratio: 50 per cent)*

**Immediate Compliance Checklist:**
- [ ] `Daily` Increase minimum daily maintenance of CRR to 5.75 per cent *(Target: CRR Account / Reporting System)*

---

### 👥 Regulated Entity: All Scheduled Banks

#### 1. [RBI/2026-27/290] — Section 42(1) of the Reserve Bank of India Act, 1934 - Change in Daily Minimum Cash Reserve Maintenance Requirement

- **Circular Series:** DoR.RET.REC.247/12.01.001/2026-27
- **Date of Issuance:** October 09, 2026
- **Governing Master Direction:** None
- **Signatory Authority:** Manoranjan Padhy (Chief General Manager)
- **Original PDF Document:** [`NT290D61DF2C36E9C4E04BF3619D3D462C893.PDF`](../data/raw_pdfs/NT290D61DF2C36E9C4E04BF3619D3D462C893.PDF)

**Executive Summary:**
> RBI notification regarding Section 42(1) of the Reserve Bank of India Act, 1934 - Change in Daily Minimum Cash Reserve Maintenance Requirement, establishing key directives for regulated entities.
> Primary requirement: it has been decided to increase the minimum daily maintenance of the CRR from 90 per cent of the requirement to 99 per cent effective from the fortnight begi....

**Operative Changes & Threshold Revisions:**
- `Para 2` **[RESERVE_REQUIREMENT]** it has been decided to increase the minimum daily maintenance of the CRR from 90 per cent of the requirement to 99 per cent effective from the fortnight begi... *(Values: reserve_ratio: 90 per cent)*

---

## 3. Pipeline Diagnostic Note

- Extracted by: `CircularDiff Presentation Engine`
- Parsing Engine: `pypdf` with deterministic regex structuring
- Source Repository: `Reserve Bank of India (Official Publications)`
